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Limited Time Opportunity

Contract to purchase a new D.R. Horton home in any Baldwin County community on or after 8/25/23 and close on or before 10/31/23 to be eligible for one of the following interest rates offered by DHI Mortgage:

5.50% FIXED RATE FHA MORTGAGE (6.524% APR)

3.5% Down Payment Required. Based on a FHA 30-Year fixed rate mortgage with a sales price of $324,900, a loan amount of $319,015, up front mortgage insurance premium of 1.75%, and a monthly payment of $2,225. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. Rate also available for VA and USDA loan programs. SBC #9537.

5.88% FIXED RATE CONVENTIONAL MORTGAGE (6.417% APR)

5% Down Payment Required. Based on a Conventional 30-Year fixed rate mortgage with a sales price of $324,900, and a loan amount of $308,655, and a monthly payment of $2,199. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. SBC #9538.

Seller incentive available to pay the 1.625% Discount Point required for Government rate and 0.625% Discount Point required for Conventional rate.

 To receive the Government interest rate, borrower is REQUIRED to pay a 1.625% Discount Point and to receive the Conventional interest rate, borrower is REQUIRED to pay a 0.625% Discount Point. Discount points may be paid with seller financing incentive offered to the borrower, which will be represented on the Closing Disclosure as a seller’s cost. Maximum contribution limits will apply.

Contact us for more information at our DHI Mortgage Office!
22500 Town Center Ave. Suite 102
Spanish Fort, AL 36527
251-316-5449

Offer is valid for new contracts for new homes in the Baldwin County D.R. Horton communities that are written and ratified after 8/25/23 and close by 10/31/23.  Offer subject to change without notice, redeemable only at closing and is not redeemable for cash or credit against purchase price.  Offer cannot be combined with any other offer or incentive.  Terms and conditions apply.

Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #201482. 22500 Town Center Ave, Suite 102, Spanish Fort, AL 36527. Company NMLS# 14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. INTEREST RATE OFFERED APPLIES ONLY TO the D.R. Horton family of brand properties purchased as borrower’s principal residence. Not all borrowers will qualify for said rate. Rate is not applicable for all credit profiles. Restrictions apply. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. Equal Housing Opportunity. APR = Annual Percentage Rate. HOA = Homeowner’s Association. FHA = Federal Housing Administration. VA = U.S. Department of Veterans Affairs. USDA = U.S. Department of Agriculture. SBC = Standby Commitment. 

REV: 08/25/23 | Expires on the close by date listed above.