5.99%	6.25%
Fixed Rate FHA Mortgage	Fixed Rate Conventional Mortgage
3.5% down payment required.	5% down payment required.
Based on a FHA 30-Year fixed rate mortgage with a sales price of $649,990, a loan amount of $638,217, up front mortgage insurance premium of 1.75%, and a monthly payment of $5,080. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. Rate also available for VA and USDA loan programs. SBC #9543.	Based on a Conventional 30-Year fixed rate mortgage with a sales price of $649,990, and a loan amount of $617,491, and a monthly payment of $4,994. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. SBC #9542.
6.86%^APR	6.77%^APR

On certain inventory homes that contract on or after 09/13/23 in Artisan at Watson Ranch, Harvest at Watson Ranch, Indigo at Stanford Crossing, Iris at The Villages, Willow at University District, and Summerstone Communities and close on or before 12/29/23.

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DHI Mortgage	D.R. Horton
3000 Executive Pkwy., Suite 100 San Ramon, CA 94583 925-225-7475 main dhimortgage.com	drhorton.com/BayArea D.R. Horton BAY, Inc.: CA DRE License #01810171; Contractor’s License #901572.

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Financing offered by DHI Mortgage Company, Ltd., L.P. (DHIM). Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. CA License #4130364 8137337. Branch NMLS #315197. 3000 Executive Parkway, Suite 100, San Ramon, CA 94583. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate/. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. INTEREST RATE OFFERED APPLIES ONLY TO the D.R. Horton family of brand properties purchased as borrower’s principal residence. Not all borrowers will qualify for said rate. Rate is not applicable for all credit profiles. Restrictions apply. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. Equal Housing Opportunity. APR=Annual Percentage Rate. HOA = Home Owner’s Association. SBC = Standby Commitment. FHA = Federal Housing Administration. VA = U.S. Department of Veterans Affairs. USDA = U.S. Department of Agriculture. REV: 10/13/23 | Expires on the close by date listed above.