3.875%
5.802%APR
5/1 FHA ARM1
An FHA Loan May Be Right for You1
- If you have less-than-perfect credit
- If you have at least 3.5% available down payment
- If you have moderate debt
Loan example shown is based on 3.5% down payment with a sales price of $329,024, a loan amount of $323,065, an upfront mortgage insurance premium of 1.75%, and a monthly payment of $2,454. Total
monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. 1
An ARM is a mortgage where the interest rate changes periodically, which could cause
the monthly payment to be higher or lower. Interest rate is fixed for the first 5 years and will adjust every year thereafter. The first adjustment will have a 1% cap. Adjustments every year thereafter will have
a cap of 1% and a lifetime cap of 5% with a margin of 2%. The fully indexed rate of 5.640% combines the index and margin, and it determines the monthly payment amounts after the fixed-interest period
during each adjustment period. Max interest rate can be 8.875%.
Available on certain D.R. Horton homes in select communities in Texas.
Must contract on or after 10/09/25 and close by 12/31/25.
Connect with us today to exploure how this program could work for you.
Financing offered by DHI Mortgage Company, Ltd.(DHIM). Branch NMLS #1020436. 1306 E. McCarty Lane, Suite 150, San Marcos, TX 78666. Company NMLS #14622. DHIM is an affiliate of D.R.
Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate/. All terms and conditions subject to credit approval, market conditions and availability.
D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. INTEREST RATE OFFERED APPLIES ONLY TO the
D.R. Horton family of brand properties purchased as borrower’s principal residence. Not all borrowers will qualify for said rate. Rate is not applicable for all credit profiles and may require borrower
to pay points to obtain the advertised rate. Restrictions apply. Additional closing costs will apply. May not be able to be combined with other available D.R. Horton offers or discounts. Please contact
your Mortgage Loan Originator for complete eligibility requirements. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply.
Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Photos are representational only. Equal Housing Opportunity.
APR=Annual Percentage Rate. HOA = Home Owner’s Association. FHA = Federal Housing Administration. REV: 10/10/25 | Expires on the close by date listed above
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