2/1 Buydown Program1
Features a reduced interest rate for the 1st 2 years and a fixed-rate
2 loan after the 2nd year on certain inventory homes paid by D.R. Horton! Must contract on or after 08/20/25 in select communities in Georgia and close on or before 10/31/25
Special Program Cost - To receive this offer, borrower is REQUIRED to pay a 0.500% discount point. Discount points may be paid with seller financing incentive offered to the borrower, which will be represented on the Closing Disclosure as a seller’s cost. Maximum contribution limits will apply.
Here's how it works!
2.99% (5.891% APR)
Fixed Rate FHA Mortgage
Interest rate For Year 1
3.99% (5.891% APR)
Fixed Rate FHA Mortgage
Interest rate For Year 2
4.99% (5.891% APR)
Fixed Rate FHA Mortgage
Interest rate For Year 3 - 30
All closing cost paid on select new homes
You pay $0 in closing costs with DHI Mortgage3
For the purpose of this promotion, closing costs may include; origination fee, origination charge, processing fee, appraisal fee, title search, title insurance, escrow/settlement fees, county recording fees, and documentation preparation fees. Closing costs DO NOT include such fees as; tax/insurance impounds, mortgage insurance or mortgage discount points, survey fees, homeowners’ association fees/dues.
Contact us for more information
Financing offered by DHI Mortgage Company, Ltd. Limited Partnership (DHIM). Branch NMLS #1952159. 1210 Premier Dr., Suite 115, Chattanooga, TN 37421. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate/. All terms and conditions subject to credit approval, market conditions and availability. 1 3.5% down payment required. Based on an FHA 30-year fixed-rate mortgage with a sales price of $379,024, a loan amount of $372,159, an upfront mortgage insurance premium of 1.75%, and a monthly payment of $2,618. APR based on Note Rate above for Years 3-30. Total monthly payment includes principal, interest, estimated taxes, mortgage Insurance, homeowners insurance, and HOA. Rate also available for VA and USDA loan programs. Property eligibility requirements apply. Funds for the temporary interest rate buydown will be offered as seller incentives as disclosed in the sales contract. Buyer will have the option of using said incentive to pay closing costs OR to fund the temporary buydown cost of $7,793.79. All terms and conditions subject to credit approval, market conditions and availability. Seller has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Not all borrowers will qualify. Restrictions apply. Interest rate offered applies only to the D.R. Horton family of brand properties purchased as borrower’s principal residence. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Additional closing costs will apply. May not be able to be combined with other available D.R. Horton offers or discounts. Please contact your Mortgage Loan Originator for complete eligibility requirements. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive advertised rate.2 Seller incentives will be offered for buyer to use towards paying closing costs and/or the cost of the temporary buydown. The seller incentive amount and temporary buydown cost will vary based on the specific property and community, and will be disclosed in the sales contract/addendum. Please contact your Mortgage Loan Originator for additional information. Maximum contribution limits will apply. 3 If buyer funds and closes with seller’s affiliated lender, seller shall pay all of the buyer’s closing costs. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the closing cost incentive. Borrower must occupy the property as a primary residence. The closing cost incentives will show as a lump sum contribution of the Closing Disclosure. Some restrictions apply. See sales agent for complete details and pricing. Any unused portion of closing cost incentive will be forfeited; no cash value. It cannot be used to reduce the price of a home. Prices vary by community. Incentive may affect a homebuyer’s loan. Amount of closing costs assistance can be dependent on loan program restrictions. To receive the incentive, buyer must contract after 08/20/25 and close by 10/31/25. Only one offer per home. Closing cost incentive available on select homes only. Photos are representational only. Equal Housing Opportunity. APR=Annual Percentage Rate. FHA = Federal Housing Administration. VA = U.S. Department of Veterans Affairs. USDA = U.S. Department of Agriculture.
REV: 08/25/25 | EXP: Close by date listed above
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