NO DOWN PAYMENT
DHI MORTGAGE
HOME NOW PROGRAM
- Down payment assistance in the form of a forgivable second
mortgage in the amount of 3.5% of the lower of the purchase
price or appraised value of the home
- Program offered on 30-year fixed-rate FHA mortgages
- Borrower must occupy home as primary residence
0% down payment required.
When first lien mortgage is paired with DHI Mortgage’s Home Now Down Payment Assistance program used to cover the required down payment.
Available on certain D.R. Horton homes in select communities
in Champions Run, Middle Road Commons, and Koehler Woods. Must contract on or after 6/25/25 and close by 9/30/252 Contact a D.R. Horton sales representative for more
information and to confirm availability.
Contact your DHI Mortgage Loan Originator today.
DHI Mortgage
13425 Eastpoint Centre Drive, Suite 130
Louisville, KY 40223
502-443-2053
dhimortgage.com/louisville
Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #2470471. 13425 Eastpoint Centre Drive, Suite 130 Louisville, KY 40223. DHIM is an affiliate of D.R. Horton. For more
information about DHIM and its licensing please visit www.dhimortgage.com/affiliate/. All terms and conditions subject to credit approval, market conditions and availability. 1
Down Payment
Assistance is offered in the form of a forgivable second lien mortgage in conjunction with a 30-year fixed-rate FHA first mortgage. The amount of assistance will be 3.5% of the lower of the purchase
price or appraised value of the home with 30-year term, and can be used towards borrower’s minimum required investment, closing costs, prepaid items, or any combination of the three. Assistance
is forgiven after 36 on-time payments are made on the first lien. Homebuyer education may be required. Borrower must meet program guidelines. Loan limits apply. Geographical restrictions
apply. Gift funds allowed. 2
D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. INTEREST RATE
OFFERED APPLIES ONLY TO the D.R. Horton family of brand properties purchased as borrower’s principal residence. Not all borrowers will qualify for said rate. Rate is not applicable for all credit
profiles and may require borrower to pay points to obtain the advertised rate. Restrictions apply. Additional closing costs will apply. May not be able to be combined with other available D.R. Horton
offers or discounts. Property restrictions apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. Contact a D.R. Horton sales representative for more information
and for a list of available homes. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Based on a 30-year fixed-rate
FHA mortgage with a sales price of $366,850, a loan amount of $360,205, an upfront mortgage insurance premium of 1.75% and a monthly payment of $2,690. Total monthly payment includes
principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. Photos are representational only. Equal Housing Opportunity. APR=Annual Percentage Rate. HOA = Home Owner’s Association. FHA =
Federal Housing Administration. REV: 07/07/25 | EXP: 09/30/25
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