2/1 Buydown Program1
Features a reduced interest rate for the 1st two years and a fixed-rate² loan after the 2nd year on certain inventory homes paid by D.R. Horton. Must contract on or after 01/02/26 in select communities in Georgia and close on or before 02/27/26. Special rates offered by DHI Mortgage
Contact a D.R. Horton sales representative for more information and to confirm availability.
1.99% (4.893% APR)
Fixed Rate FHAMortgage
Interest rate For Year 1
2.99% (4.893% APR)
Fixed Rate FHAMortgage
Interest rate For Year 2
3.99% (4.893% APR)
Fixed Rate FHAMortgage
Interest rate For Year 3 - 30
3.5% down payment required.
Based on an FHA 30-Year fixed rate mortgage with a sales price of $373,990, a loan amount of $367,216, up front mortgage insurance premium of 1.75%, and a monthly payment of $2,551. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. Rate also available for VA and USDA loan programs. Funds for the temporary interest rate buydown used in this loan example will be offered as seller incentives as disclosed in the sales contract. Buyer will have the option of using said incentive to pay closing costs OR to fund the temporary buydown cost of $7,204.49.
Special Program Cost - To receive this offer, borrower is REQUIRED to pay a 0.750% discount point. Discount points may be paid with seller financing incentive offered to the borrower, which will be represented on the Closing Disclosure as a seller’s cost. Maximum contribution limits will apply.
with the use of DHI Mortgage3
Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #1081672. 8800 Roswell Rd., Bldg. B, Suite 150, Sandy Springs, GA 30350. Company NMLS# 14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. 2 D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Interest rate offered applies only to the D.R. Horton family of brand properties purchased as borrower’s principal residence. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Restrictions apply. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. All terms and conditions subject to credit approval, market conditions and availability. 1Seller incentives will be offered for buyer to use towards paying closing costs and/or the cost of the temporary buydown. The seller incentive amount and temporary buydown cost will vary based on the specific property and community and will be disclosed in the sales contract/addendum. Maximum contribution limits will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. D.R. Horton is an equal opportunity builder. Pricing as of January 2nd, 2026; subject to change without notice or obligation. Offer cannot be combined with any other offer. Offer valid only for new contracts and does not apply to transfers, cancellations, or re-writes. Available with the use of any lender. Please see sales agent for details on appliances. Options are to be installed prior to closing. 2 May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. 3If buyer funds and closes with seller’s affiliated lender OR another seller “Preferred Lender,” seller shall pay buyer’s closing costs up to $10,000. Provided for informational purposes only. This is not a commitment to lend; not all buyers will qualify. Buyer is not required to finance through DHIM or another seller “Preferred Lender” to purchase a home; however, buyer must use DHIM or another seller “Preferred Lender” to receive the incentive. Some restrictions apply. See sales agent for complete details including a list of all seller “Preferred Lenders. Subject to change at any time without notice Equal Housing Opportunity. APR = Annual Percentage Rate. HOA = Homeowner’s Association. FHA = Federal Housing Administration. VA = U.S. Department of Veterans Affairs. USDA = U.S. Department of Agriculture. Expires 2/27/2026.
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