5/1 FHA ARM1
3.875%
5.929%APR
An FHA Loan May Be Right for You
- If you have less-than-perfect credit
- If you have at least 3.5% available down payment
- If you have moderate debt
5/1 VA ARM2
3.875%
5.538%APR
A VA Loan May Be Right for You
- If you’re a qualified veteran, active duty service member, or reservist
- If you need a 100% financing option3
- If you need flexible income, debt, and credit requirements
- Lower initial interest rate fixed for the first 5 years
- Could mean lower monthly payments for the first 5 years
- The rate cap limits how high your interest rate can go
- A potential option if you anticipate life events, such as a career move or family changes
Loan example shown is based on 3.5% down payment with a sales price of $350,590, a loan amount of $344,240 an upfront mortgage insurance premium of 1.75%, and a monthly payment of $2,162. 2Loan example shown is based on 0% down payment with a sales price of $350,590 a loan amount of $358,128 financed VA funding fee ≤2.15% for first time use on VA Loan, and a monthly payment of $2,074. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. An ARM is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. Interest rate is fixed for the first 5 years and will adjust every year thereafter. The first adjustment will have a 1.000% cap. Adjustments every year thereafter will have a cap of 1.000% and a lifetime cap of 5.000% with a margin of 2.000%. The fully indexed rate of 5.610% combines the index and margin, and it determines the monthly payment amounts after the fixed-interest period during each adjustment period. Max interest rate can be 8.875%.
D.R. Horton is an Equal Housing Opportunity Builder. Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #1008392. 6460 Zoysia Way, Castle Hayne, NC 28429. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. INTEREST RATE OFFERED APPLIES ONLYTO the D.R. Horton family of brand properties purchased as borrower's principal residence. Not all borrowers will qualify for said rate. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Restrictions apply. Additional dosing costs will apply. May not be able to be combined with other available D.R. Horton offers or discounts. Please contact your Mortgage Loan Originator for complete eligibility requirements. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Photos are representational only. Equal Housing Opportunity. APR=Annual Percentage Rate. HOA= Home Owner's Association. FHA= Federal Housing Administration. © 2026. D.R. Horton, Inc. All rights reserved.
REV: 08/31/26 | Expires on the close by date listed above.
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