3/2/1 Buydown Program1
And
up to $8,000 in Closing Costs when financing with DHI Mortgage.
Features a reduced interest rate for the 1st 3 years and fixed-rate2 loan after the 3rd year on certain inventory homes paid by D.R. Horton! Must contract on or after 11/19/25 in Texas and close on or before 12/31/25.
Here's how it works!
.99% (4.870% APR)
Fixed Rate FHA Mortgage
Interest rate For Year 1
1.99% (4.870% APR)
Fixed Rate FHA Mortgage
Interest rate For Year 2
2.99% (4.870% APR)
Fixed Rate FHA Mortgage
Interest rate For Year 3
3.99% (4.870% APR)
Fixed Rate FHA Mortgage
Interest rate For Years 4 - 30
Up to $8,000 closing costs when financing with DHI Mortgage
.
Based on an FHA 30-year fixed-rate mortgage with a sales price of $331,289, a loan amount of $325,289, an upfront mortgage insurance premium of 1.75%, and a monthly payment of $2,342. APR based on Note Rate above for Years 4-30. Total monthly payment includes principal, interest, estimated taxes, mortgage Insurance, homeowners insurance and HOA. Rate also available for VA loan programs. Property eligibility requirements apply. Funds for the temporary interest rate buydown will be offered as seller incentives as disclosed in the sales contract. Buyer will have the option of using said incentive to pay closing costs OR to fund the temporary buydown cost of $12,458.00.
Special Program Cost - To receive this offer, borrower is REQUIRED to pay a .500% discount point. Discount points may be paid with seller financing incentive offered to the borrower, which will be represented on the Closing Disclosure as a seller’s cost. Maximum contribution limits will apply.
Contact us for more information
Offer valid on select D.R. Horton homes located in the Austin Division. Limit one incentive per home purchase. May not be combined with other available D.R. Horton offers or discounts and cannot be used to reduce home price. Offer does not apply to transfers, cancellations, or re-writes. Buyer cannot have previously registered with D.R. Horton. Use of incentive may be limited by loan program restrictions. Must present flyer at contract execution. Additional restrictions may apply. Home and community information are subject to change. Buyers are responsible for verifying all information. Homes are subject to prior sale. Images are for illustration purposes only and will vary from the homes as built. Pricing does not include closing costs and fees, which may affect final cost of the home. Prices vary by community. Contact a sales representative for complete details. D.R. Horton may cancel or change all offers without prior notice. Buyer’s agent must accompany and register buyer on first visit to the community. Expires 11/30/2025. 3.5% down payment required. Based on an FHA 30-year fixed-rate mortgage with a sales price of $331,289, a loan amount of $325,289, an upfront mortgage insurance premium of 1.75%, and a monthly payment of $2,342. APR based on Note Rate above for Years 4-30. Total monthly payment includes principal, interest, estimated taxes, mortgage Insurance, homeowners insurance and HOA. Rate also available for VA loan programs. Property eligibility requirements apply. Funds for the temporary interest rate buydown will be offered as seller incentives as disclosed in the sales contract. Buyer will have the option of using said incentive to pay closing costs OR to fund the temporary buydown cost of $12,458.00. Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #38686. 10700 Pecan Park Blvd., Suite 120, Austin, TX 78750. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate/. If buyer funds and closes with seller’s affiliated lender seller shall pay buyer’s closing costs up to $8,000. Buyer must contract by 11/19/2025 and close by 12/13/2025 to receive the closing cost incentive. Provided for informational purposes only. This is not a commitment to lend; not all buyers will qualify. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the incentive All terms and conditions subject to credit approval, market conditions, and availability. 1Seller incentives will be offered for buyer to use towards paying closing costs and/or the cost of the temporary buydown. The seller incentive amount and temporary buydown cost will vary based on the specific property and community, and will be disclosed in the sales contract/addendum. Please contact your Mortgage Loan Originator for additional information. Maximum contribution limits will apply. 2D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. INTEREST RATE OFFERED APPLIES ONLY TO the D.R. Horton family of brand properties purchased as borrower’s principal residence. Not all borrowers will qualify for said rate. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate and buydown incentive. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. Photos are representational only. Equal Housing Opportunity. APR = Annual Percentage Rate. HOA = Home Owner’s Association. FHA = Federal Housing Administration. VA = U.S. Department of Veterans Affairs. REV: 11/11/25 | Expires on the close by date listed above.
REV: 11/11/25 | Expires on the close by date listed above.
Facebook LinkedIn Email