5.250%
6.404%APR
Available on certain D.R. Horton homes in select communities in Florida. Must contract on or after 09/18/26 and close by 11/30/26
Contact a D.R. Horton sales representative for more information and to confirm availability.
Loan example shown is based on a 5% down payment on a Conventional 30-year adjustable-rate mortgage (ARM) with a sales price of $354,840 a loan amount of $337,098, and a monthly payment of $2,593. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA.
1An adjustable-rate mortgage (ARM) is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. This interest rate will be fixed for the first 7 years and will adjust every 6 months thereafter. The first adjustment will have a 5.000% cap. Adjustments every 6 months thereafter will have a cap of 1.000% and a lifetime cap of 5.000% with a margin of 2.750%. The fully indexed rate of 6.432% combines the index and margin, and it determines the monthly payment amounts after the fixed interest period during each adjustment period. Max interest rate can be 10.250%. To receive the Conventional interest rate, borrower is REQUIRED to pay a 0.125% Discount Point. This Discount point may be paid with seller financing incentive offered to the borrower, which will be represented on the Closing Disclosure as a seller’s cost. Maximum contribution limits will apply.
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D.R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change at any time without notice or obligation. Homes subject to prior sale. Images are representational only and will vary from the homes as built. Images are of model home and may include custom design features not available in other homes. Furnishings and decorative items are not included with home purchase. Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #257487. 1430 Culver Dr. NE, Palm Bay, FL 32907. Company NMLS# 14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate/. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. INTEREST RATE OFFERED APPLIES ONLY TO the D.R. Horton family of brand properties purchased as borrower's principal residence. Not all borrowers will qualify for said rate. Rate is not applicable for all credit profiles. Restrictions apply. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Certified Building Contractor License Number CBC1267632.© 2026. D.R. Horton, Inc. All rights reserved. Property restrictions apply. Equal Housing Opportunity. APR=Annual Percentage Rate. HOA= Homeowner's Association. [SBC= Standby Commitment OR IRB = Interest Rate Buydown.]
REV: 09/23/26 I Expires on the close by date listed above.
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