3.875%
5.802%APR
5/1 FHA ARM1
An FHA Loan may be right for you
• If you have less-than-perfect credit
• If you have at least 3.5% available down payment
• If you have moderate debt
3.875%
5.401%APR
5/1 VA ARM2
A VA Loan may be right for you
• If you’re a qualified veteran, active duty service member, or reservist
• If you need a 100% financing option3
• If you need flexible income, debt, and credit requirements
Available on certain D.R. Horton homes in select communities in Nevada. Must contract on or after 12/03/25 and close by 01/30/26
1 Loan example shown is based on 3.5% down payment with a sales price of $469,990, a loan amount of $461,477, an upfront mortgage insurance premium of 1.75%, and a monthly payment of $2,860. 2 Loan example shown is based on 0% down payment with a sales price of $469,990, a loan amount of $485,500, financed VA funding fee ≤2.15% for first time use on VA Loan, and a monthly payment of $2,765. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. An ARM is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. Interest rate is fixed for the first 5 years and will adjust every year thereafter. The first adjustment will have a 1.000% cap. Adjustments every year thereafter will have a cap of 1.000% and a lifetime cap of 5.000% with a margin of 2.000%. The fully indexed rate of 5.670% combines the index and margin, and it determines the monthly payment amounts after the fixed-interest period during each adjustment period. Max interest rate can be 8.875%.
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