2/1 Buydown Program1
Features a reduced interest rate for the 1st two years and a fixed-rate loan after the 2nd year on certain inventory homes paid by D.R. Horton! Must contract on or after 11/01/25 in select communities in New Mexico and close on or before 12/31/25.
Special program cost - to receive this offer, borrower is REQUIRED to pay a 0.500% discount point. Discount points may be paid with seller financing incentive offered to the borrower, which will be represented on the Closing Disclosure as a seller’s cost. Maximum contribution limits will apply.
Here's how it works!
1.99% (4.870% APR)
Fixed Rate FHA Mortgage
Interest rate For Year 1
2.99% (4.870% APR)
Fixed Rate FHA Mortgage
Interest rate For Year 2
3.99% (4.870% APR)
Fixed Rate FHA Mortgage
Interest rate For Year 3 - 30
3.5% down payment required.
Based on an FHA 30-Year fixed rate mortgage with a sales price of $429,990, a loan amount of $422,202, up front mortgage insurance premium of 1.75%, and a monthly payment of $2,924. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. Rate also available for VA and USDA loan programs. Funds for the temporary interest rate buydown used in this loan example will be offered as seller incentives as disclosed in the sales contract. Buyer will have the option of using said incentive to pay closing costs OR to fund the temporary buydown cost of $8,283.27.
New. homes. Now ready.SM
November 1st - November 30th
Contact us for more information
New homes Now readySM incentive offers apply to select D.R. Horton homes in select communities in New Mexico. All incentives available on a first come, first served basis. To receive the Special Interest Rate and 2/1 Buydown Program incentives, buyer must execute a contract between 11/01/2025 and 11/30/2025, and close by 12/31/2025. No cash value; any unused incentives will be forfeited. Limit one incentive per home purchase. May not be combined with other available D.R. Horton offers or discounts and cannot be used to reduce home price. Use of incentives may be limited by loan program restrictions. Must present this flyer at contract execution. Must close to receive incentives. Offer does not apply to transfers, cancellations, or re-writes. Buyer cannot have previously registered with D.R. Horton. Additional restrictions may apply. Home and community information are subject to change. Buyers are responsible for verifying all information. Homes are subject to prior sale. Images are for illustration purposes only and will vary from the homes as built. Furnishings not included. Pricing does not include closing costs and fees, which may affect final cost of the home. Prices vary by community. Contact a sales representative for complete details. D.R. Horton may cancel or change all offers without prior notice. Buyer’s agent must accompany and register buyer on first visit to the community.
Financing offered by DHI Mortgage Company, Limited Partnership (DHIM). Branch NMLS #198570. 8440 Wyoming Blvd. NE, Suite A, Albuquerque, NM 87113. Company NMLS# 14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. All terms and conditions subject to credit approval, market conditions and availability. 1 Seller incentives will be offered for buyer to use towards paying closing costs and/or the cost of the temporary buydown. The seller incentive amount and temporary buydown cost will vary based on the specific property and community, and will be disclosed in the sales contract/addendum. Please contact your Mortgage Loan Originator for additional information. Maximum contribution limits will apply. 2 D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Not all borrowers will qualify. Restrictions apply. Interest rate offered applies only to the D.R. Horton family of brand properties purchased as borrower’s principal residence. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the rate and buydown incentive. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. Photos are representational only. Equal Housing Opportunity. APR = Annual Percentage Rate. HOA = Homeowner’s Association. FHA = Federal Housing Administration. VA = U.S. Department of Veterans Affairs. USDA = U.S. Department of Agriculture. Revised 11/07/2025; All offers expire 12/31/2025. © 2025. D.R. Horton, Inc. All rights reserved.
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