2/1 Buydown FHA Mortgage1
On certain D.R. Horton homes that contract on or after 06/23/26 in select communities in North Carolina and close on or before
08/31/26.
Here's how it works!
2.99% (5.879% APR)
Year 1 Interest Rate
3.99% (5.879% APR)
Year 2 Interest Rate
4.99% (5.879% APR)
Years 3 - 30 Interest Rate
This is your opportunity to save with our special interest rate combined with a temporary buydown. Here's
how it works: D.R. Horton will provide $7,299.57 in incentive funds to reduce the monthly payments for a
period of time. After the money to fund the buydown plan has been exhausted, buyer will be responsible
for the full monthly payments based off the full note rate of 4.99%.
Special Program Cost - To receive this offer, borrower is REQUIRED to pay a 0.375% discount point. Discount points may be paid with seller financing incentive
offered to the borrower, which will be represented on the Closing Disclosure as a seller’s cost. Maximum contribution limits will apply
Contact D.R. Horton or DHI Mortgage for more information and to confirm availability.
3.5% down payment required. Based on a FHA 30-year fixed-rate mortgage with a sales price of $354,990, a loan amount of $348,560, an up-front mortgage insurance premium of
1.75%, and a monthly payment of $2,400. APR based on note rate above for years 3-30. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners
insurance and HOA. Rate also available for VA and USDA loan programs. Property eligibility requirements apply. Funds for the temporary interest rate buydown will be offered as seller incentives as
disclosed in the sales contract. Buyer will have the option of using said incentive to pay closing costs OR to fund the temporary buydown cost of $7,299.57.
Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #71408. 2635 Meridian Pkwy., Suite 102, Durham, NC 27713. Company NMLS# 14622. DHIM is an affiliate of D.R. Horton.
For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. All terms and conditions subject to credit approval, market conditions and availability. 1
The seller
incentive amount and temporary buydown cost will vary based on the specific property and community, and will be disclosed in the sales contract/addendum. Please contact your Mortgage Loan
Originator for additional information. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. INTEREST
RATE OFFERED APPLIES ONLY TO the D.R. Horton family of brand properties purchased as borrower s principal residence. Not all borrowers will qualify for said rate. Rate is not applicable for all
credit profiles and may require borrower to pay points to obtain the advertised rate. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive
the advertised rate and buydown incentive. Additional closing costs will apply. May not be able to be combined with other available D.R. Horton offers or discounts. Property restrictions apply.
Photos are representational only. Equal Housing Opportunity. APR = Annual Percentage Rate. HOA = Homeowner’s Association. FHA = Federal Housing Administration. VA = U.S. Department of
Veterans Affairs. USDA = U.S. Department of Agriculture.
REV: 07/14/26 | Expires on the close by date listed above.
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