Prairie Pointe Estates
Express Series®|From $249,990
Community information
Monday 12:00 PM - 6:00 PM
Tue - Sat 10:00 AM - 6:00 PM
Sunday 12:00 PM - 6:00 PM
Main Street StarsSM
Thank you for taking part in the American Dream.
Oklahoma City Division | Oct. 4th-26th, 2025
Purchase a Red Tag priced home and receive up to $10,000 in Flex Cash to be used towards
options / upgrades / closing costs!**
3.875%5.802%APR5/1 FHA ARM1
An FHA Loan May Be Right for You
- If you have less-than-perfect credit
- If you have at least 3.5% available down payment
- If you have moderate debt
5/1 FHA ARM1
An FHA Loan May Be Right for You
- If you have less-than-perfect credit
- If you have at least 3.5% available down payment
- If you have moderate debt
3.875%5.401%APR5/1 VA ARM1
An VA Loan May Be Right for You
- If you’re a qualified veteran, active duty service member, or reservist
- If you need a 100% financing option3
- If you need flexible income, debt, and credit requirements
Benefits of an ARM Loan- Lower initial interest rate fixed for the first 5 years
- Could mean lower monthly payments for the first 5 years
- The rate cap limits how high your interest rate can go
- A potential option if you anticipate life events, such as a career move or family changes
Our DHI Mortgage FHA and VA 5/1 Adjustable-Rate Mortgage (ARM) loan could be the moment you’ve been waiting for. With a special introductory interest rate, flexible down payment and credit requirements, it’s another way to make homeownership affordable.
1 Loan example shown is based on 3.5% down payment with a sales price of $310,500, a loan amount of $304,876, an upfront mortgage insurance premium of 1.75%, and a monthly payment of $2,050.2 Loan example shown is based on 0% down payment with a sales price of $310,500, a loan amount of $320,747, financed VA funding fee ≤2.15% for first time use on VA Loan, and a monthly payment of $1,988. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. An ARM is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. Interest rate is fixed for the first 5 years and will adjust every year thereafter. The first adjustment will have a 1% cap. Adjustments every year thereafter will have a cap of 1% and a lifetime cap of 5% with a margin of 2%. The fully indexed rate of 5.640% combines the index and margin, and it determines the monthly payment amounts after the fixed-interest period during each adjustment period. Max interest rate can be 8.875%.
Available on certain D.R. Horton homes in select communities in Oklahoma. Must contract on or after 10/09/25 and close by 12/31/25.
5/1 VA ARM1
An VA Loan May Be Right for You
- If you’re a qualified veteran, active duty service member, or reservist
- If you need a 100% financing option3
- If you need flexible income, debt, and credit requirements
Benefits of an ARM Loan- Lower initial interest rate fixed for the first 5 years
- Could mean lower monthly payments for the first 5 years
- The rate cap limits how high your interest rate can go
- A potential option if you anticipate life events, such as a career move or family changes
Our DHI Mortgage FHA and VA 5/1 Adjustable-Rate Mortgage (ARM) loan could be the moment you’ve been waiting for. With a special introductory interest rate, flexible down payment and credit requirements, it’s another way to make homeownership affordable.
1 Loan example shown is based on 3.5% down payment with a sales price of $310,500, a loan amount of $304,876, an upfront mortgage insurance premium of 1.75%, and a monthly payment of $2,050.2 Loan example shown is based on 0% down payment with a sales price of $310,500, a loan amount of $320,747, financed VA funding fee ≤2.15% for first time use on VA Loan, and a monthly payment of $1,988. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. An ARM is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. Interest rate is fixed for the first 5 years and will adjust every year thereafter. The first adjustment will have a 1% cap. Adjustments every year thereafter will have a cap of 1% and a lifetime cap of 5% with a margin of 2%. The fully indexed rate of 5.640% combines the index and margin, and it determines the monthly payment amounts after the fixed-interest period during each adjustment period. Max interest rate can be 8.875%.
Available on certain D.R. Horton homes in select communities in Oklahoma. Must contract on or after 10/09/25 and close by 12/31/25.
- Lower initial interest rate fixed for the first 5 years
- Could mean lower monthly payments for the first 5 years
- The rate cap limits how high your interest rate can go
- A potential option if you anticipate life events, such as a career move or family changes
Our DHI Mortgage FHA and VA 5/1 Adjustable-Rate Mortgage (ARM) loan could be the moment you’ve been waiting for. With a special introductory interest rate, flexible down payment and credit requirements, it’s another way to make homeownership affordable.
1 Loan example shown is based on 3.5% down payment with a sales price of $310,500, a loan amount of $304,876, an upfront mortgage insurance premium of 1.75%, and a monthly payment of $2,050.2 Loan example shown is based on 0% down payment with a sales price of $310,500, a loan amount of $320,747, financed VA funding fee ≤2.15% for first time use on VA Loan, and a monthly payment of $1,988. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. An ARM is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. Interest rate is fixed for the first 5 years and will adjust every year thereafter. The first adjustment will have a 1% cap. Adjustments every year thereafter will have a cap of 1% and a lifetime cap of 5% with a margin of 2%. The fully indexed rate of 5.640% combines the index and margin, and it determines the monthly payment amounts after the fixed-interest period during each adjustment period. Max interest rate can be 8.875%.
View Red Tag Inventory
Contact us for more information
Applies to select homes within the Oklahoma City Division
only. Home & community information, pricing, plans, elevations, included
features, options, terms availability, amenities, & co-broke are subject to
change without notice or obligation. Additional restrictions may apply.
Promotion only valid on new contracts & does not apply to transfers,
cancellations, or rewrites. Promotion is subject to change without notice.
Promotion is in lieu of any current promotion, bonus, or incentive. Square
footages are approximate. Prices shown do not include closing cost and fees,
which may substantially affect final cost of the home. Homes are subject to
availability. School districts are outside of D.R. Horton’s control and are
subject to change at any time. Offer is subject to change without notice.
Contact a sales representative for more information. 1 Up to $10,000 in flex
cash available for select homes. Flex cash can be used at purchaser’s
discretion towards options, upgrades or closing costs. Flex cash incentives available
with the use of any lender. Options and upgrades are to be installed prior to
closing. Offer subject to change without notice and redeemable only at closing.
Terms and conditions apply. Options and incentive offer availability subject to
stage of completion. Some restrictions apply. Buyer must contract between
October 4 - 26, 2025. See sales agent for additional details. No cash value;
any unused portion of these incentives will be forfeited; no incentive can be
used to reduce home price. Financing offered by DHI Mortgage Company, Ltd.
Limited Partnership (DHIM). Branch NMLS #582772. 15509 N. May Ave., Edmond, OK
73013. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more
information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. All
terms and conditions subject to credit approval, market conditions and
availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate
for a pool of funds. Rates only available until pool of funds is depleted or
rate expires. INTEREST RATE OFFERED APPLIES ONLY TO the D.R. Horton family of
brand properties purchased as borrower's principal residence. Not all borrowers
will qualify for said rate. Rate is not applicable for all credit profiles and
may require borrower to pay points to obtain the advertised rate. Restrictions
apply. Additional closing costs will apply. May not be able to be combined with
other available D.R. Horton offers or discounts. Please contact your Mortgage
Loan Originator for complete eligibility requirements. Contact a D.R. Horton
sales representative for more information and for a list of available homes.
Property restrictions apply. Buyer is not required to finance through DHIM to
purchase a home; however, buyer must use DHIM to receive the advertised rate.
3A good faith earnest deposit is required at contract. Additional down payment
is required if the purchase price exceeds the reasonable value of the property,
if the loan amount is greater than $806,500 or applicable county loan limit or
if the borrower has less than full entitlement available. Photos are
representational only. Equal Housing Opportunity. APR=Annual Percentage Rate.
HOA = Home Owner's Association. FHA = Federal Housing Administration. VA = U.S.
Department of Veterans Affairs.
USDA Approved
on certain D.R. Horton homes.
ZERO DOWN PAYMENT
from DHI Mortgage for USDA eligible borrowers
Borrowers will be required to make a good faith earnest money deposit at home purchase contract signing and pay applicable mortgage-related closing costs. Not all borrowers will qualify. Please contact your Mortgage Loan Originator for complete eligibility requirements.
If you're having a hard time saving up for a down payment, we have great news! Borrowers elgible for a USDA mortgage loan from DHI Mortgage may qualify for zero down payment through the USDA Rural Housing Program.
ELIGIBILITY GUIDELINES
You have debt-to-income ratio of 34/44 (housing/total debt); some exceptions allowed. First-time homebuyers allowed; previous homeowners welcomed. Gift funds allowed if needed.
PROGRAM HIGHLIGHTS
- Offers competitive interest rates. Maximum loan-to-value of 101% of the appraised value. Allows for seller concessions of up to 6%. Financing for the one-time guarantee fee of 1%. No upfront lender fees required from borrower2
Don't let down payment worries keep you from getting home. Get started today!
Go to dhimortgage.com/amber-lance and click "Get Started."
Contact us for more information
DHI Mortgage - Amber Lance
Mortgage Loan Originator, NMLS #224081
15509 N. May Ave., Edmond, OK 73013
405-928-6200 direct
1405-219-7735 cell
[email protected]
dhimortgage.com/amber-lance
D.R. Horton
REV: 04/07 /25 I EXP: 07 /07 /25
Explore our space at your own pace! Schedule a self-guided tour when & where it works for you.
Self-Guided Tours
- Click this link: DR Horton self tour
- Create an account as we verify you have a valid ID
- Go to the property for your tour
- Retrieve a one time use code
- Find other properties to tour on demand
Available now in select communities in Oklahoma City
Limited time opportunity
Special Interest Rate
on certain D.R. Horton homes.
4.99%
5.720%APR
Fixed Rate FHA Mortgage1
3.5% down payment required.1
Based on a FHA 30-Year fixed rate mortgage with a sales price of $307,990, a loan amount of $302,411, up front mortgage insurance premium of 1.75%, and a monthly payment of $2,250.07. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. Rate also available for VA and USDA loan programs.
5.50%
6.033%APR
Fixed Rate Conventional Mortgage2
5% down payment required.2
Based on a Conventional 30-Year fixed rate mortgage with a sales price of $307,990, and a loan amount of $292,590, and a monthly payment of $2,267.62. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA.
PLACEHOLDER
Contact us for more information
D.R. Horton
3.875%
5.802%APR
5/1 FHA ARM1
An FHA Loan May Be Right for You
- If you have less-than-perfect credit
- If you have at least 3.5% available down payment
- If you have moderate debt
3.875%
5.401%APR
5/1 VA ARM2
A VA Loan May Be Right for You
- If you’re a qualified veteran, active duty service member, or reservist
- If you need a 100% financing option3
- If you need flexible income, debt, and credit requirements
Benefits of an ARM Loan
- Lower initial interest rate fixed for the first 5 years
- Could mean lower monthly payments for the first 5 years
- The rate cap limits how high your interest rate can go
- A potential option if you anticipate life events, such as a career move or family changes
Our DHI Mortgage FHA and VA 5/1 Adjustable-Rate Mortgage (ARM) loan could be the moment you’ve been waiting for. With a special introductory interest rate, flexible down payment and credit requirements, it’s another way to make homeownership affordable.
1 Loan example shown is based on 3.5% down payment with a sales price of $310,500, a loan amount of $304,876, an upfront mortgage insurance premium of 1.75%, and a monthly payment of $2,050.2 Loan example shown is based on 0% down payment with a sales price of $310,500, a loan amount of $320,747, financed VA funding fee ≤2.15% for first time use on VA Loan, and a monthly payment of $1,988. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. An ARM is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. Interest rate is fixed for the first 5 years and will adjust every year thereafter. The first adjustment will have a 1% cap. Adjustments every year thereafter will have a cap of 1% and a lifetime cap of 5% with a margin of 2%. The fully indexed rate of 5.640% combines the index and margin, and it determines the monthly payment amounts after the fixed-interest period during each adjustment period. Max interest rate can be 8.875%.
Contact us for more information
DHI Mortgage
15509 N. May Ave. Edmond OK 73013
D.R. Horton
About our community
Welcome to Prairie Pointe, where modern living can be found in Guthrie. Located just south of downtown Guthrie, Prairie Pointe Estates offers small-town charm with convenience to neighboring cities such as Edmond and Oklahoma City.
Discover exclusive new homes featuring some of our popular floor plans. Prairie Pointe Estates offers seven different floor plans designed with comfort and every day living in mind. Floor plans range from three to four bedrooms and have some amazing features.
Don't miss out on the opportunity to be part of this vibrant community. Contact us today to schedule a tour and discover the unmatched lifestyle awaiting you at Prairie Pointe Estates. Your dream home is just a phone call away!
Schools
Cotteral Elementary
Public
|
Pre-K - 5th grade
3.5 mi.
Guthrie Junior High School
Public
|
7th - 8th
2.5 mi.
Guthrie High School
Public
|
9th - 12th
3.6 mi.
View this community’s lot map
Community information
Monday 12:00 PM - 6:00 PM
Tue - Sat 10:00 AM - 6:00 PM
Sunday 12:00 PM - 6:00 PM
Price: High - low
Price: Low - high
Sq. ft.: High - low
Sq. ft.: Low - high
Price: High - low
Price: Low - high
Sq. ft.: High - low
Sq. ft.: Low - high
Price: High - low
Price: Low - high
Sq. ft.: High - low
Sq. ft.: Low - high
City: A - Z
Name: A - Z
Main Street StarsSM
Thank you for taking part in the American Dream.
Oklahoma City Division | Oct. 4th-26th, 2025
Purchase a Red Tag priced home and receive up to $10,000 in Flex Cash to be used towards
options / upgrades / closing costs!**
3.875%5.802%APR5/1 FHA ARM1
An FHA Loan May Be Right for You
- If you have less-than-perfect credit
- If you have at least 3.5% available down payment
- If you have moderate debt
5/1 FHA ARM1
An FHA Loan May Be Right for You
- If you have less-than-perfect credit
- If you have at least 3.5% available down payment
- If you have moderate debt
3.875%5.401%APR5/1 VA ARM1
An VA Loan May Be Right for You
- If you’re a qualified veteran, active duty service member, or reservist
- If you need a 100% financing option3
- If you need flexible income, debt, and credit requirements
Benefits of an ARM Loan- Lower initial interest rate fixed for the first 5 years
- Could mean lower monthly payments for the first 5 years
- The rate cap limits how high your interest rate can go
- A potential option if you anticipate life events, such as a career move or family changes
Our DHI Mortgage FHA and VA 5/1 Adjustable-Rate Mortgage (ARM) loan could be the moment you’ve been waiting for. With a special introductory interest rate, flexible down payment and credit requirements, it’s another way to make homeownership affordable.
1 Loan example shown is based on 3.5% down payment with a sales price of $310,500, a loan amount of $304,876, an upfront mortgage insurance premium of 1.75%, and a monthly payment of $2,050.2 Loan example shown is based on 0% down payment with a sales price of $310,500, a loan amount of $320,747, financed VA funding fee ≤2.15% for first time use on VA Loan, and a monthly payment of $1,988. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. An ARM is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. Interest rate is fixed for the first 5 years and will adjust every year thereafter. The first adjustment will have a 1% cap. Adjustments every year thereafter will have a cap of 1% and a lifetime cap of 5% with a margin of 2%. The fully indexed rate of 5.640% combines the index and margin, and it determines the monthly payment amounts after the fixed-interest period during each adjustment period. Max interest rate can be 8.875%.
Available on certain D.R. Horton homes in select communities in Oklahoma. Must contract on or after 10/09/25 and close by 12/31/25.
5/1 VA ARM1
An VA Loan May Be Right for You
- If you’re a qualified veteran, active duty service member, or reservist
- If you need a 100% financing option3
- If you need flexible income, debt, and credit requirements
Benefits of an ARM Loan- Lower initial interest rate fixed for the first 5 years
- Could mean lower monthly payments for the first 5 years
- The rate cap limits how high your interest rate can go
- A potential option if you anticipate life events, such as a career move or family changes
Our DHI Mortgage FHA and VA 5/1 Adjustable-Rate Mortgage (ARM) loan could be the moment you’ve been waiting for. With a special introductory interest rate, flexible down payment and credit requirements, it’s another way to make homeownership affordable.
1 Loan example shown is based on 3.5% down payment with a sales price of $310,500, a loan amount of $304,876, an upfront mortgage insurance premium of 1.75%, and a monthly payment of $2,050.2 Loan example shown is based on 0% down payment with a sales price of $310,500, a loan amount of $320,747, financed VA funding fee ≤2.15% for first time use on VA Loan, and a monthly payment of $1,988. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. An ARM is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. Interest rate is fixed for the first 5 years and will adjust every year thereafter. The first adjustment will have a 1% cap. Adjustments every year thereafter will have a cap of 1% and a lifetime cap of 5% with a margin of 2%. The fully indexed rate of 5.640% combines the index and margin, and it determines the monthly payment amounts after the fixed-interest period during each adjustment period. Max interest rate can be 8.875%.
Available on certain D.R. Horton homes in select communities in Oklahoma. Must contract on or after 10/09/25 and close by 12/31/25.
- Lower initial interest rate fixed for the first 5 years
- Could mean lower monthly payments for the first 5 years
- The rate cap limits how high your interest rate can go
- A potential option if you anticipate life events, such as a career move or family changes
Our DHI Mortgage FHA and VA 5/1 Adjustable-Rate Mortgage (ARM) loan could be the moment you’ve been waiting for. With a special introductory interest rate, flexible down payment and credit requirements, it’s another way to make homeownership affordable.
1 Loan example shown is based on 3.5% down payment with a sales price of $310,500, a loan amount of $304,876, an upfront mortgage insurance premium of 1.75%, and a monthly payment of $2,050.2 Loan example shown is based on 0% down payment with a sales price of $310,500, a loan amount of $320,747, financed VA funding fee ≤2.15% for first time use on VA Loan, and a monthly payment of $1,988. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. An ARM is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. Interest rate is fixed for the first 5 years and will adjust every year thereafter. The first adjustment will have a 1% cap. Adjustments every year thereafter will have a cap of 1% and a lifetime cap of 5% with a margin of 2%. The fully indexed rate of 5.640% combines the index and margin, and it determines the monthly payment amounts after the fixed-interest period during each adjustment period. Max interest rate can be 8.875%.
View Red Tag Inventory
Contact us for more information
Applies to select homes within the Oklahoma City Division
only. Home & community information, pricing, plans, elevations, included
features, options, terms availability, amenities, & co-broke are subject to
change without notice or obligation. Additional restrictions may apply.
Promotion only valid on new contracts & does not apply to transfers,
cancellations, or rewrites. Promotion is subject to change without notice.
Promotion is in lieu of any current promotion, bonus, or incentive. Square
footages are approximate. Prices shown do not include closing cost and fees,
which may substantially affect final cost of the home. Homes are subject to
availability. School districts are outside of D.R. Horton’s control and are
subject to change at any time. Offer is subject to change without notice.
Contact a sales representative for more information. 1 Up to $10,000 in flex
cash available for select homes. Flex cash can be used at purchaser’s
discretion towards options, upgrades or closing costs. Flex cash incentives available
with the use of any lender. Options and upgrades are to be installed prior to
closing. Offer subject to change without notice and redeemable only at closing.
Terms and conditions apply. Options and incentive offer availability subject to
stage of completion. Some restrictions apply. Buyer must contract between
October 4 - 26, 2025. See sales agent for additional details. No cash value;
any unused portion of these incentives will be forfeited; no incentive can be
used to reduce home price. Financing offered by DHI Mortgage Company, Ltd.
Limited Partnership (DHIM). Branch NMLS #582772. 15509 N. May Ave., Edmond, OK
73013. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more
information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. All
terms and conditions subject to credit approval, market conditions and
availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate
for a pool of funds. Rates only available until pool of funds is depleted or
rate expires. INTEREST RATE OFFERED APPLIES ONLY TO the D.R. Horton family of
brand properties purchased as borrower's principal residence. Not all borrowers
will qualify for said rate. Rate is not applicable for all credit profiles and
may require borrower to pay points to obtain the advertised rate. Restrictions
apply. Additional closing costs will apply. May not be able to be combined with
other available D.R. Horton offers or discounts. Please contact your Mortgage
Loan Originator for complete eligibility requirements. Contact a D.R. Horton
sales representative for more information and for a list of available homes.
Property restrictions apply. Buyer is not required to finance through DHIM to
purchase a home; however, buyer must use DHIM to receive the advertised rate.
3A good faith earnest deposit is required at contract. Additional down payment
is required if the purchase price exceeds the reasonable value of the property,
if the loan amount is greater than $806,500 or applicable county loan limit or
if the borrower has less than full entitlement available. Photos are
representational only. Equal Housing Opportunity. APR=Annual Percentage Rate.
HOA = Home Owner's Association. FHA = Federal Housing Administration. VA = U.S.
Department of Veterans Affairs.
USDA Approved
on certain D.R. Horton homes.
ZERO DOWN PAYMENT
from DHI Mortgage for USDA eligible borrowers
Borrowers will be required to make a good faith earnest money deposit at home purchase contract signing and pay applicable mortgage-related closing costs. Not all borrowers will qualify. Please contact your Mortgage Loan Originator for complete eligibility requirements.
If you're having a hard time saving up for a down payment, we have great news! Borrowers elgible for a USDA mortgage loan from DHI Mortgage may qualify for zero down payment through the USDA Rural Housing Program.
ELIGIBILITY GUIDELINES
You have debt-to-income ratio of 34/44 (housing/total debt); some exceptions allowed. First-time homebuyers allowed; previous homeowners welcomed. Gift funds allowed if needed.
PROGRAM HIGHLIGHTS
- Offers competitive interest rates. Maximum loan-to-value of 101% of the appraised value. Allows for seller concessions of up to 6%. Financing for the one-time guarantee fee of 1%. No upfront lender fees required from borrower2
Don't let down payment worries keep you from getting home. Get started today!
Go to dhimortgage.com/amber-lance and click "Get Started."
Contact us for more information
DHI Mortgage - Amber Lance
Mortgage Loan Originator, NMLS #224081
15509 N. May Ave., Edmond, OK 73013
405-928-6200 direct
1405-219-7735 cell
[email protected]
dhimortgage.com/amber-lance
D.R. Horton
REV: 04/07 /25 I EXP: 07 /07 /25
Explore our space at your own pace! Schedule a self-guided tour when & where it works for you.
Self-Guided Tours
- Click this link: DR Horton self tour
- Create an account as we verify you have a valid ID
- Go to the property for your tour
- Retrieve a one time use code
- Find other properties to tour on demand
Available now in select communities in Oklahoma City
Limited time opportunity
Special Interest Rate
on certain D.R. Horton homes.
4.99%
5.720%APR
Fixed Rate FHA Mortgage1
3.5% down payment required.1
Based on a FHA 30-Year fixed rate mortgage with a sales price of $307,990, a loan amount of $302,411, up front mortgage insurance premium of 1.75%, and a monthly payment of $2,250.07. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. Rate also available for VA and USDA loan programs.
5.50%
6.033%APR
Fixed Rate Conventional Mortgage2
5% down payment required.2
Based on a Conventional 30-Year fixed rate mortgage with a sales price of $307,990, and a loan amount of $292,590, and a monthly payment of $2,267.62. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA.
PLACEHOLDER
Contact us for more information
D.R. Horton
3.875%
5.802%APR
5/1 FHA ARM1
An FHA Loan May Be Right for You
- If you have less-than-perfect credit
- If you have at least 3.5% available down payment
- If you have moderate debt
3.875%
5.401%APR
5/1 VA ARM2
A VA Loan May Be Right for You
- If you’re a qualified veteran, active duty service member, or reservist
- If you need a 100% financing option3
- If you need flexible income, debt, and credit requirements
Benefits of an ARM Loan
- Lower initial interest rate fixed for the first 5 years
- Could mean lower monthly payments for the first 5 years
- The rate cap limits how high your interest rate can go
- A potential option if you anticipate life events, such as a career move or family changes
Our DHI Mortgage FHA and VA 5/1 Adjustable-Rate Mortgage (ARM) loan could be the moment you’ve been waiting for. With a special introductory interest rate, flexible down payment and credit requirements, it’s another way to make homeownership affordable.
1 Loan example shown is based on 3.5% down payment with a sales price of $310,500, a loan amount of $304,876, an upfront mortgage insurance premium of 1.75%, and a monthly payment of $2,050.2 Loan example shown is based on 0% down payment with a sales price of $310,500, a loan amount of $320,747, financed VA funding fee ≤2.15% for first time use on VA Loan, and a monthly payment of $1,988. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. An ARM is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. Interest rate is fixed for the first 5 years and will adjust every year thereafter. The first adjustment will have a 1% cap. Adjustments every year thereafter will have a cap of 1% and a lifetime cap of 5% with a margin of 2%. The fully indexed rate of 5.640% combines the index and margin, and it determines the monthly payment amounts after the fixed-interest period during each adjustment period. Max interest rate can be 8.875%.
Contact us for more information
DHI Mortgage
15509 N. May Ave. Edmond OK 73013
D.R. Horton
Facebook LinkedIn Email