TOTAL POSSIBLE MONTHLY SAVINGS OVER MARKET RATE
$781
Based on a Conventional 7/6 adjustable-rate mortgage for select D.R. Horton homes with a 5% down payment.
Special Interest Rate.1
Estimated Monthly Payment -
$2,752
Estimated Sales Price - $534,990
Estimated Loan Amount - $508,241
Estimated Rate / APR - 3.875% | 5.569%
An adjustable-rate mortgage (ARM) is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. Interest rate is fixed for the first 7 years and will adjust every 6 months thereafter. The first adjustment will have a 5% cap. Adjustments every 6 months thereafter will have a cap of 1% and a lifetime cap of 5% with a margin of 2.750%. The fully indexed rate of 6.396% combines the index and margin, and it determines the monthly payment amounts after the fixed interest period during each adjustment period. Max interest rate can be 8.875%.
Special Program Cost - To receive this offer, borrower is REQUIRED to pay a 0.125% discount point. Discount points may be paid with seller financing incentive offered to the borrower, which will be represented on the Closing Disclosure as a seller’s cost. Maximum contribution limits will apply.
Market Interest Rate.2
Estimated Monthly Payment -
$3,533
Estimated Sales Price - $534,990
Estimated Loan Amount - $508,241
Estimated Rate / APR - 6.375% | 6.872%
An adjustable-rate mortgage (ARM) is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. Interest rate is fixed for the first 7 years and will adjust every 6 months thereafter. The first adjustment will have a 5% cap. Adjustments every 6 months thereafter will have a cap of 1% and a lifetime cap of 5% with a margin of 2.750%. The fully indexed rate of 6.396% combines the index and margin, and it determines the monthly payment amounts after the fixed interest period during each adjustment period. Max interest rate can be 11.375%.
Special Program Cost - To receive this offer, borrower is REQUIRED to pay a 0.125% discount point. Discount points may be paid with seller financing incentive offered to the borrower, which will be represented on the Closing Disclosure as a seller’s cost. Maximum contribution limits will apply.
Must contract on or after 04/02/26 and close on or before 06/30/26.
Contact us for more information
Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #910245. 421 West 12300 South, Suite 400, Draper, UT 84020. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate/. All terms and conditions subject to credit approval, market conditions and availability. 1 Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Interest rate offered applies only to the D.R. Horton family of brand properties purchased as borrower’s principal residence. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Restrictions apply. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. 2 Above rate is based off the current market rate and is subject to change without notice. Total monthly payments include principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. Additional closing cost will apply. Please contact your Mortgage Loan originator for complete eligibility requirements. Photos are representational only. Equal Housing Opportunity. APR=Annual Percentage Rate. HOA = Homeowner’s Association.
REV: 04/10/26 | EXP: Close by date listed above
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