3.875%
5.886%APR
7/6 Adjustable-Rate Conventional Mortgage1
5% down payment required.1
Loan example shown is based on 5% down payment on a Conventional 30-year adjustable-rate mortgage (ARM) with a sales price of $549,990, a loan amount of $522,495, and a monthly payment of $3,270. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. 1An adjustable-rate mortgage (ARM) is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. This interest rate will be fixed for the first 7 years and will adjust every 6 months thereafter. The first adjustment will have a 5.000% cap. Adjustments every 6 months thereafter will have a cap of 1.000% and a lifetime cap of 5.000% with a margin of 2.750%. The fully indexed rate of 7.092% combines the index and margin, and it determines the monthly payment amounts after the fixed interest period during each adjustment period. Max interest rate can be 8.875%.
On certain Pacific Ridge series by D.R. Horton homes that contract on or after 08/13/25 In Ivy Terrace and Cathcart Crossing and close on or before 09/30/25.
Contact us for more information
Financing offered by DHI Mortgage Company, Ltd. Limited Partnership (DHIM). Branch NMLS #36760. 11241 Slater Ave. NE, Suite 100, Kirkland, WA 98033. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Not all borrowers will qualify. Restrictions apply. Interest rate offered applies only to the D.R. Horton family of brand properties purchased as borrower’s principal residence. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. Photos are representational only. Equal Housing Opportunity. APR = Annual Percentage Rate. HOA = Homeowner's Association. REV: 08/14/25 | Expires on the close by date listed above.
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