3.99%
4.825%APR
Fixed Rate FHA Mortgage1
3.5% down payment required.1
Based on a loan with asales price of $405,000, a loan amount of $397,664, upfront mortgage insurance premium of 1.75%, and amonthly payment of $2,769. Total monthly paymentincludes principal, interest, estimated taxes, mortgageinsurance, homeowners insurance and HOA.
+ Up to $15,000 toward closing costs1
(Includes up to $10,000 with the use of DHI Mortgage)
A great option for budgets that need a lower monthly payment but have funds available to pay more of the closing costs.
4.99%
5.843%APR
Fixed Rate FHA Mortgage2
3.5% down payment required.2
Based on a loan with a
sales price of $405,000 a loan amount of $397,664, up
front mortgage insurance premium of 1.75%, and a
monthly payment of $3,005. Total monthly payment
includes principal, interest, estimated taxes, mortgage
insurance, homeowners insurance and HOA.
+ Up to $20,000 toward flex cash & closing costs2
(Includes up to $10,000 with the use of DHI Mortgage)
A great option if the monthly payment fits your budget but you need more closing costs covered.
Contract on or after 10/29/25 in Manatee, Sarasota and Pinellas and close on or before 12/31/25.
Contact us for more information
D.R. Horton is an equal housing opportunity builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change without notice or obligation. Images are representational only. Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #1015580. 5901 N. Honore Ave., Suite 275, Sarasota, FL 34243. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate/. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Interest rate offered applies only to the D.R. Horton family of brand properties purchased as borrower’s principal residence. Rate is not applicable for all credit profiles and may require borrower to pay additional points to obtain the advertised rate. Restrictions apply. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. 1-Closing cost incentive of up to $5,000 is available with use of any lender. Closing cost incentive of up to $10,000 is available to buyers who fund and close with DHIM or another seller “Preferred Lender.” Buyer is not required to finance through DHIM or another seller “Preferred Lender” to purchase a home; however, buyer must use DHIM or another seller “Preferred Lender” to receive the incentive. 2-Closing cost incentive of up to $10,000 is available with use of any lender. Closing cost incentive of up to $10,000 is available to buyers who fund and close with DHIM or another seller “Preferred Lender.” Buyer is not required to finance through DHIM or another seller “Preferred Lender” to purchase a home; however, buyer must use DHIM or another seller “Preferred Lender” to receive the incentive. Buyer must contract on or after 10/29/25 and close by 12/31/25 to receive the closing cost incentive. Some restrictions apply. See sales agent for complete details including a list of all seller “Preferred Lenders.” Provided for informational purposes only. This is not a commitment to lend; not all buyers will qualify. Equal Housing Opportunity. APR=Annual Percentage Rate. HOA = Homeowner’s Association. FHA = Federal Housing Administration. ©2025. D.R. Horton Inc. All rights reserved. Revision Date: 10/31/25. Expiration date: 12/31/2025
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