2/1 Buydown FHA Mortgage1
This is your opportunity to save with our special interest rate combined with a temporary buydown. Here's how it works: D.R. Horton
will provide $8,418.20 in incentive funds to reduce the monthly payments for a period of time. After the money to fund the buydown
plan has been exhausted, buyer will be responsible for the full monthly payments based off the full note rate of 4.99%.
Here's how it works!
2.99% (5.879% APR)
YEARS 1 INTEREST RATE
3.99% (5.879% APR)
YEAR 2
INTEREST RATE
4.99% (5.879% APR)
YEARS 3 - 30
INTEREST RATE
On certain D.R. Horton homes that contract on or after 07/22/26 in
select communities in New Mexico and close on or before 09/30/26.
Special Program Cost - To receive this offer, borrower is REQUIRED to pay a 0.375% discount point. Discount points may be paid with seller
financing incentive offered to the borrower, which will be represented on the Closing Disclosure as a seller’s cost. Maximum contribution limits
will apply.
Contact D.R. Horton or DHI Mortgage for more information and to confirm availability. Terms and conditions apply, see reverse for details.
3.5% down payment required. Based on a FHA 30-year fixed-rate mortgage with a sales price of $409,390, a loan amount of $401,975, an upfront
mortgage insurance premium of 1.75%, and a monthly payment of $2,937. APR based on note rate above for years 3-30. Total monthly payment
includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. Rate also available for VA and USDA loan
programs. Property eligibility requirements apply. Funds for the temporary interest rate buydown will be offered as seller incentives as disclosed in
the sales contract. Buyer will have the option of using said incentive to pay closing costs OR to fund the temporary buydown cost of $8,418.20.
Financing offered by DHI Mortgage Company, Limited Partnership (DHIM). Branch NMLS #198570. 8440 Wyoming Blvd. NE, Suite A, Albuquerque, NM
87113. Company NMLS# 14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit
www.dhimortgage.com/affiliate. All terms and conditions subject to credit approval, market conditions and availability. 1The seller incentive amount
and temporary buydown cost will vary based on the specific property and community, and will be disclosed in the sales contract/addendum. Please
contact your Mortgage Loan Originator for additional information. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds.
Rates only available until pool of funds is depleted or rate expires. INTEREST RATE OFFERED APPLIES ONLY TO the D.R. Horton family of brand
properties purchased as borrower s principal residence. Not all borrowers will qualify for said rate. Rate is not applicable for all credit profiles and
may require borrower to pay points to obtain the advertised rate. Buyer is not required to finance through DHIM to purchase a home; however, buyer
must use DHIM to receive the advertised rate and buydown incentive. Additional closing costs will apply. May not be able to be combined with other
available D.R. Horton offers or discounts. Property restrictions apply. Photos are representational only. Equal Housing Opportunity. APR = Annual
Percentage Rate. HOA = Homeowner’s Association. FHA = Federal Housing Administration. VA = U.S. Department of Veterans Affairs. USDA = U.S.
Department of Agriculture. REV: 07/22/26 | Expires on the close by date listed above.
Offer valid on select D.R. Horton homes located in Albuquerque, Los Lunas, Rio Rancho, and Santa Fe, New Mexico for new, full price contracts
executed on or after 07/22/2026 and close by 09/30/2026. May not be combined with other available D.R. Horton offers or discounts and cannot be
used to reduce home price. Offer does not apply to transfers, cancellations, or rewrites. Buyer cannot have previously registered with D.R. Horton. Use
of incentives may be limited by loan program restrictions. Must present flyer at contract execution. Additional restrictions may apply. Home and
community information, including pricing, included features, terms, availability and amenities, are subject to change at any time without notice or
obligation. Homes are subject to prior sale. Prices vary by community. Contact a sales representative for complete details. D.R. Horton reserves the
right to cancel or change all offers without prior notice. Buyer’s agent must accompany and register buyer on first visit to the community. D.R. Horton
is an Equal Housing Opportunity Builder.
© 2026. D.R. Horton, Inc. All rights reserved.© 2026. D.R. Horton, Inc. All rights reserved.
Facebook LinkedIn Email