2/1 Buydown Program1
On certain D.R. Horton homes that contract on or after 03/02/26 in select communities in New Mexico and close on or before 05/29/26.
Here's how it works!
2.99% (5.915% APR)
Fixed Rate FHA Mortgage
Interest rate For Year 1-2
3.99% (5.915% APR)
Fixed Rate FHA Mortgage
Interest rate For Year 2
4.99% (5.915% APR)
Fixed Rate FHA Mortgage
Interest rate For Year 3 - 30
3.5% down payment required.
Based on a FHA 30-year fixed-rate mortgage with a sales price of $421,370, a loan amount of $413,738, an up-front mortgage insurance premium of 1.75%, and a monthly payment of $3,020. APR based on note rate above for years 3-30. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. Rate also available for VA and USDA loan programs. Property eligibility requirements apply. Funds for the temporary interest rate buydown will be offered as seller incentives as disclosed in the sales contract. Buyer will have the option of using said incentive to pay closing costs OR to fund the temporary buydown cost of $8,664.54.
Special Program Cost - To receive this offer, borrower is REQUIRED to pay a 0.750% discount point. Discount points may be paid with seller financing incentive offered to the borrower, which will be represented on the Closing Disclosure as a seller’s cost. Maximum contribution limits will apply. Contact D.R. Horton or DHI Mortgage for more information and to confirm availability.
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Move In Package
- Refrigerator
- Garage Door Opener
- Washer
- Dryer
Contact us for more information
Offer valid on select D.R. Horton homes located in Albuquerque, Los Lunas, Rio Rancho, and Santa Fe, New Mexico for new, full price contracts executed between 03/02/2026 and 04/05/2026, and close by 05/29/2026. If buyer timely closes with any lender buyer will receive the following Move-In Package at closing: (1) Whirlpool Washer (Model #WT-W4855HW) and Whirlpool Dryer (Model # WED4850HW – aggregate MSRP $1,830); (2) Whirlpool Side-By-Side Refrigerator (Model # WRS315SDHM - MSRP $2,110); and (3) Genie ReliaG® WiFi Garage Door Opener (2 Remotes) – (MSRP $800), with the use of any lender. D.R. Horton reserves the right to substitute appliances for equal or higher priced models. No cash value; any unused incentives will be forfeited. Limit one Move-In Package incentive per home purchase. May not be combined with other available D.R. Horton offers or discounts and cannot be used to reduce home price. Offer does not apply to transfers, cancellations, or re-writes. Buyer cannot have previously registered with D.R. Horton in person or on D.R. Horton’s website, interest list or prequalification list. Use of incentives may be limited by loan program restrictions. Must present flyer at contract execution. Additional restrictions may apply. Home and community information, pricing, plans, elevations, included features, options, terms, availability, amenities, and co-broke, are subject to change and prior sale at any time without notice or obligation. Homes are subject to prior sale. Pricing does not include closing costs and fees, which may affect final cost of the home. Prices vary by community. Contact a sales representative for complete details. D.R. Horton reserves the right to cancel or change all offers without prior notice. Buyer’s agent must accompany and register buyer on first visit to the community. D.R. Horton is an Equal Housing Opportunity Builder.
Financing offered by DHI Mortgage Company, Limited Partnership (DHIM). Branch NMLS #198570. 8440 Wyoming Blvd. NE, Suite A, Albuquerque, NM 87113. Company NMLS# 14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. All terms and conditions subject to credit approval, market conditions and availability. The seller incentive amount and temporary buydown cost will vary based on the specific property and community, and will be disclosed in the sales contract/addendum. Please contact your Mortgage Loan Originator for additional information. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. INTEREST RATE OFFERED APPLIES ONLY TO the D.R. Horton family of brand properties purchased as borrower's principal residence. Not all borrowers will qualify for said rate. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate and buydown incentive. Additional closing costs will apply. May not be able to be combined with other available D.R. Horton offers or discounts. Property restrictions apply. Equal Housing Opportunity. APR Percentage Rate. HOA = Homeowner’s Association. FHA = Federal Housing Administration. VA = U.S. Department of Veterans Affairs. USDA = U .S. Department of Agriculture. REV: 02/23/26 | Expires on the close by date listed above.
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