ZERO DOWN PAYMENT
For Borrowers Eligible for a USDA Mortgage Loan from DHI Mortgage
Borrowers will be required to make a good faith earnest money deposit at home purchase contract signing and pay applicable mortgage-related closing costs. Not all borrowers will qualify. Please contact your Mortgage Loan Originator for complete eligibility requirements.
If you're having a hard time saving up for a down payment, we have great news! Borrowers eligible for a USDA mortgage loan from DHI Mortgage may qualify for zero down payment through the USDA Rural Housing Program.
- Offers competitive interest rates.
- Maximum loan-to-value of 101% of the appraised value.
- Allows for seller concessions of up to 6%.
- Financing for the one-time guarantee fee of 1%.
- No upfront lender fees required from borrower2
Contact us for more information
Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #71442. 4045 Belle Tarre Blvd., Myrtle Beach, SC 29579. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. Provided for informational purposes only. This is not a commitment to lend. Not all borrowers will qualify. DHIM is not affiliated with any U.S. government agency. 1 USDA Program contains borrower income and asset limitations. Property eligibility requirements apply. Additional closing costs may apply. A good faith earnest money deposit is required at contract signing, which will be applied as a credit towards the total cash to close. Please contact your mortgage loan originator for complete eligibility requirements. 2 Borrower may be required to pay a fee if they choose to lock in an extended rate. Borrower is not required to finance through DHI Mortgage to purchase a home; however, they must use DHIM to be eligible for the program. Some restrictions apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. Equal Housing Opportunity. USDA= U.S. Department of Agriculture.
REV: 05/22/25 | EXP: 08/22/25
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