$25,000 Towards Closing Costs!
Up to $10,000 of the $25,000 incentive is available with the use of DHI Mortgage.
2/1 Buydown Program1
Features a reduced interest rate for the 1st 2 years and a fixed-rate loan after the 2nd year on certain inventory homes paid by D.R. Horton! Must contract on or after 06/18/25 in select communities in Florida and close on or before 09/30/25.
Special Program Cost - To receive this offer, borrower is REQUIRED to pay a 0.500% discount point. Discount points may be paid with seller financing incentive offered to the borrower, which will be represented on the Closing Disclosure as a seller's cost. Maximum contribution limits will apply.
Here's how it works!
2.99% (5.891% APR)
Fixed Rate FHA Mortgage
Interest rate For Year 1
3.99% (5.891% APR)
Fixed Rate FHA Mortgage
Interest rate For Year 2
4.99% (5.891% APR)
Fixed Rate FHA Mortgage
Interest rate For Years 3 - 30
3.5% down payment required.
Based on an FHA 30-Year fixed rate mortgage with a sales price of $359,900, a loan amount of $353,381, up front mortgage insurance premium of 1.75%, and a monthly payment of $2,434. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. Rate also available for VA and USDA loan programs. Funds for the temporary interest rate buydown used in this loan example will be offered as seller incentives up to $10,000 as disclosed in the sales contract. Buyer will have the option of using said incentive to pay closing costs OR to fund the temporary buydown cost of $7,400.54.
D.R. Horton is an equal housing opportunity builder. Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #1015580. 5901 N. Honore Ave., Suite 275, Sarasota, FL 34243. Company NMLS# 14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. Closing costs offering of up to $25,000 consists of up to $15,000 available with the use of any lender and an additional up to $10,000 available if the buyer funds and closes with DHIM. To receive incentive buyer must contract by 07/31/25 and close per the terms of the contract. Buyer is not required to finance through DHIM or another seller “Preferred Lender” to purchase a home; however, buyer must use DHIM or another seller “preferred lender” to receive the additional up to $10,000 closing cost incentive. Amount of closing costs can be dependent on loan program restrictions. All offers subject to change without notice. Terms and conditions apply. Some restrictions apply. Closing cost incentives tied to the use of DHIM will vary by community. See sales agent for complete list of all sellers “Preferred Lenders.” Provided for informational purposes only. This is not a commitment to lend; not all buyers will qualify. Offer is valid for new contracts for D.R. Horton homes in the State of Florida in Sarasota Communities on select homes that are executed between 06/25/25 and 07/31/25 and close escrow per terms of contract. Offer subject to change without notice, redeemable only at closing and is not redeemable for cash or credit against purchase price. Special Interest Rates available on certain inventory homes that contract between 06/18/25 and 09/30/25 with D.R. Horton Sarasota Division and close per terms of the contract. Based on a FHA 30-Year fixed rate mortgage with a sales price of $359,900 a loan amount of $353,381 up front mortgage insurance premium of 1.75%, and a monthly payment of $2,434. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners' insurance and HOA. Rate also available for VA and USDA loan programs. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. INTEREST RATE OFFERED APPLIES ONLY TO the D.R. Horton family of brand properties purchased as borrower’s principal residence. Not all borrowers will qualify for said rate. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Restrictions apply. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for a list of available homes. Property restrictions apply. Equal Housing Opportunity. APR = Annual Percentage Rate. HOA = Homeowner’s Association. FHA = Federal Housing Administration. VA = U.S. Department of Veterans Affairs. USDA = U.S. Department of Agriculture. CBC1259187. © D.R. Horton Inc. 2025. All rights reserved. EXP: 07/31/25.
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