All Closing Costs Paid!
For the purpose of this promotion, closing costs may include; origination fee, origination charge, processing fee, appraisal fee, title search, title insurance, escrow/settlement fees, survey fee, county recording fees, and documentation preparation fees. Closing costs DO NOT include such fees as; tax/insurance impounds, mortgage insurance or mortgage discount points,homeowners association fees/dues.
2/1 Buydown Program1
Features a reduced interest rate for the 1st two years and fixed-rate2 loan after the 2nd year on certain inventory homes paid by D.R. Horton! Must contract on or after 08/27/25 in select communities in Sarasota, FL and close on or before 09/30/25.
Here's how it works!
2.99% (5.891% APR)
Fixed Rate FHA Mortgage
Interest rate For Year 1
3.99% (5.891% APR)
Fixed Rate FHA Mortgage
Interest rate For Year 2
4.99% (5.891% APR)
Fixed Rate FHA Mortgage
Interest rate For Year 3 - 30
3.5% down payment required.
Based on a FHA 30-Year fixed rate mortgage with a sales price of $361,990, a loan amount of $355,433, up front mortgage insurance premium of 1.75%, and a monthly payment of $2,528. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. Rate also available for VA and USDA loan programs. Buyer will have the option of using said incentive to pay closing costs OR to fund the temporary buydown cost of $7,443.51.
Special Program Cost - To receive this offer, borrower is REQUIRED to pay a 0.500% discount point. Discount points may be paid with seller financing incentive offered to the borrower, which will be represented on the Closing Disclosure as a seller's cost. Maximum contribution limits will apply.
Contact us for more information
D.R. Horton is an equal housing opportunity builder. Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #1015580. 5901 N. Honore Ave., Suite 275, Sarasota, FL 34243. Company NMLS# 14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. 1-Provided for informational purposes only. This is not a commitment to lend. Not all borrowers will qualify. If buyer funds and closes with seller’s affiliated lender, seller shall pay all of the buyer’s closing costs. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the closing cost incentive. Borrower must occupy the property as a primary residence. The closing cost incentives will show as a lump sum contribution of the Closing Disclosure. Some restrictions apply. Any unused portion of closing cost incentive will be forfeited; no cash value. It cannot be used to reduce the price of a home. Prices vary by community. Incentive may affect a homebuyer’s loan. Amount of closing costs assistance can be dependent on loan program restrictions. Offer is valid for new contracts in D.R. Horton Sarasota communities that are executed between 09/01/25 and 09/28/25 and close escrow per terms of contract. Offer subject to change without notice, redeemable only at closing and is not redeemable for cash or credit against purchase price. 2- On certain inventory homes that contract between 08/27/25 and 09/28/25 with D.R. Horton Sarasota Division and close per terms of the contract. All terms and conditions subject to credit approval, market conditions and availability. Seller incentives will be offered for buyer to use towards paying closing costs and/or the cost of the temporary buydown. The seller incentive amount and temporary buydown cost will vary based on the specific property and community, and will be disclosed in the sales contract/addendum. Please contact your Mortgage Loan Originator for additional information. Maximum contribution limits will apply. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Interest rate offered applies only to the D.R. Horton family of brand properties purchased as borrower's principal residence. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Restrictions apply. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for a list of available homes. Property restrictions apply. Equal Housing Opportunity. APR= Annual Percentage Rate. HOA= Homeowner's Association. FHA= Federal Housing Administration. VA= U.S. Department of Veterans Affairs. USDA= U.S. Department of Agriculture. Images are representational only. © D.R. Horton Inc. 2025. All rights reserved. EXP: 09/28/25.
